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Legend Bank has been helping North Texans fulfill their financial dreams for over 125 years. Our Low Down Payment and First Time Home Buyer's programs can help you achieve your dream of home ownership.


NEW Qualified First Time Home Buyer's Program - May Receive up to $6,000* in Down Payment Assistance

Our new Qualified First Time Home Buyer's Program can help you achieve your home ownership dreams! Our mortgage professionals will help you every step of the way with the following requirements for this program:

  • Apply with Legend Bank
  • Meet income and salary requirements
  • Provide required income and employment verification documentation
  • Contribute a minimum of $1,000 personal funds towards the purchase of your new home
  • Complete a home buyer counseling program
Contact us for more information and to get started today! 


We also offer a first time home buyer's fixed rate loan program available for new home purchases requiring only 3% down payment, plus closing costs.


Low Down Payment Programs

  • Adjustable rate loan program available for new home purchases requiring only 3% down payment, plus closing costs.
  • Fixed rate loan program available for new home purchases or refinances requiring only 5% down payment, plus closing costs.

Contact us today to learn more about the programs available and to discuss the best option for you and your financial situation. It's Our Privilege to serve you.



NMLS ID 481267

*Program requirements must be met.

Credit score and other requirements must be met. All loans subject to credit approval. Certain restrictions may apply. Offer only available with these specific products. Contact us to learn more.