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Ultimate Checking

When you combine the power of an incredible interest rate with Free Checking and nationwide ATM refunds, it's not too much to call this account the "Ultimate."

Earn 4.09% APY* and get refunds on all other banks' ATM fees, no matter if your balance is $2 or $20,000! Just for doing a few everyday things you most likely do already.

With Ultimate Checking there's no minimum balance and no monthly service fees. Since Ultimate Checking is a Free Checking account, you'll also get free Internet Banking and free Online Bill Pay. Don't wait around, you won't find a better deal... get the greatest checking account anywhere!

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Summary

Don't let the Ultimate Checking Account pass you by -- start earning this amazing rate of interest today and get nationwide ATM refunds, with no monthly fees and no minimum balance. Sign up for the Ultimate and you won't look at checking accounts the same way again.

  • The 4.09% APY* rate is paid on amounts up to $25,000
  • 1.02% APY* for amounts over $25,000
  • If monthly qualifications aren't met, you still earn 0.05% APY*
  • ATM refunds nationwide
  • No minimum balance required
  • No monthly service fees
  • Free internet banking
  • Free Visa Debit Card
  • Unlimited Transactions
  • Free Online Bill Pay
  • Direct Deposit available
  • Unlimited check writing
  • Free Monthly Statements
  • Free 1st Response 24-hour Information Line
  • Overdraft Privilege available
  • FDIC Insured

*APY = Annual Percentage Yield. Rewards rate and ATM fee refunds awarded only if qualifications are met. See "More Information" tab above for more details.

*Reward cycle begins the 3rd Wednesday of each month and concludes on the 3rd Tuesday of the following month.

Qualifications

Receive these amazing rates when you meet these simple qualifications each cycle:

  • 12 Debit Card Transactions (excluding ATM transactions)
  • One Direct Deposit or ACH Auto Debit
  • Receive your monthly statement electronically

Please note: If you do not meet these qualifications during the Reward cycle, you will not receive ATM fee reimbursements for that time period, but you will earn 0.05% Annual Percentage Yield on your balance. Of course, since it is essentially a free checking account with rewards, no service charge will be assessed if you miss the qualifications. With Ultimate Checking, you can bank anywhere in the country without fear of ATM fees. Open an Ultimate Checking account today.

More Information

*No minimum balance required, however you must deposit a minimum of $100.00 to open this account. Available to Personal Accounts only. Unlimited check writing. No monthly service charge. ATM fee refunds include all transaction fees charged when using another bank's ATM machine. ATM fee refunds are automatic and receipts are NOT required to receive refunds. If the qualifications are met during the Reward cycle, 4.09% Annual Percentage Yield (APY) paid on balances between one penny and $25,000, and 1.02% APY paid on balances over $25,000. If you do not meet the qualifications during the Reward cycle, you will receive 0.05% APY on your balance. Rates as of August 31, 2010 and are subject to change at any time.

Important disclosures regarding the FDIC’s Transaction Account Guarantee Program